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Showing posts sorted by date for query uninsured. Sort by relevance Show all posts
Showing posts sorted by date for query uninsured. Sort by relevance Show all posts

Tuesday, March 26, 2024

Premature Satisfaction of a Third-Party Lien

The New Jersey Superior Court, Appellate Division, ruled that a third-party lien can remain unresolved until the workers’ compensation claim is adjudicated.

Thursday, December 14, 2023

Not an Exception

In most instances, the sole remedy for a worker injured at work is Workers’ Compensation Act [WCA] benefits. Even if the employer fails to obtain workers’ compensation insurance, the employee remains limited to those remedies provided under the WCA.

Friday, September 29, 2023

Impacts of a Governmental Shutdown

The effects of a government shutdown on state workers' compensation systems and their integration with Social Security will vary depending on the specific circumstances of each state. However, some general trends can be expected.

Sunday, June 5, 2022

The Honorable Maria Del Valle-Koch Appointed the New Chief Judge and Director

The Honorable Maria Del Valle-Koch will be the New Chief Judge and Director effective Monday, June 6, 2022. Outgoing Chief Judge and Director Russell Wojenko, Jr. announced Friday that Robert Asaro-Angelo, Commissioner of NJ Labor and Workforce Development, had made the appointment.

Sunday, November 21, 2021

Friday, February 12, 2021

Searching for Vaccine in NJ

NJ Commissioner of Health Judith Persichilli COVID-19 provided a status report yesterday on the status of vaccine distribution in NJ. 

Friday, May 10, 2019

Leased Employment Has Its Consequences

An employee leased to another company [ER], ie. From a placement agency [PA], does not have the rights and benefits available to a regular employee. A recent case illustrates how the leased employee is prohibited from seeking an award for damages because of an accident at work.

Monday, April 15, 2019

Payment under section 20 invokes the exclusivity bar even if the employer is uninsured


A lump sum payment under Section 20 of the New Jersey Workers’ Compensation law is deemed to be an employee’s complete surrender of rights and therefore it is the exclusive remedy and bars a negligence action.

Wednesday, September 6, 2017

Technology - Efficiency - Uniform Procedure

For decades the NJ Workers' Compensation administrative law system has had to adapt to meet the social, political, economic and technological changes of a changing world. The well thought-out proposals by the NJ State Bar Association (NJSBA) are a starting point to the beginning of a new wave of discussion and change.

Saturday, February 11, 2017

Chaos in Workers' Compensation - Raising Medicare's Eligibility Age to 67

A new issue for workers' compensation programs is  emerging as  the Republicans push forward on their legislative agenda to reform Medicare. Uncertainty over the impact of raising the eligibility age for Medicare from 65 to 67 may seriously and adversely impact the nation's network of fragile workers' compensation schemes. Furthermore, looming in the background is also the elimination of The Affordable Care Act and the consequence of a large pool of uninsured again seniors.

Saturday, December 31, 2016

NJ Workers' Compensation Rates Increase in 2017 - Max $896.00

The NJ Workers' Compensation Rating and Inspection Bureau (NJCRIB) reported today 2017 rates effective January 1, 2017.

The Commissioner of Banking and Insurance (“Commissioner”) has approved a 3.0% decrease in rates and rating values applicable to New Jersey workers compensation and employers liability insurance effective January 1, 2017 on a new and renewal basis. The rating components of the decrease are summarized below.

Sunday, August 30, 2015

Joint Employment: Workers' Compensation's New Frontier In The New Shared Economy

Last week the US National Labor Relations Board (NLRB) issued a decision that may have far reaching impact on how "joint employment" is interpreted in workers' compensation cases. Under the doctrine of "joint employment" an employee may be considered an employee of two employers and the ultimate responsibility maybe passed to franchisor under both, The Right to Control or The Nature of the Work, tests.

Thursday, June 25, 2015

The Path to Federalization: US Supreme Court Again Validates the Affordable Care Act

The US Supreme Court again affirmed the validity of The Affordable Care Act. The Obamacare program, as it has been nicknamed, will continue to lead to a medical delivery program than eventually will have major repercussions on the antiquated and ineffective medical care system of the existing patch work of state workers' compensation insurance acts.

Friday, February 6, 2015

Republican Lawmakers Set To Unveil Health Law Replacement Plan

Health care is a known unknown in the future of workers' compensation. If the Scott Walker's Wisconsin plan to dismantle workers' compensation is implemented, will that lead to more uninsured workers, or a merger into a universal health care program? Will it be a step backward to the 1994 Contract With America and the Newt Gingrich plan to eliminate workers' altogether? The debate continues as the 2016 national election cycle continues to frame the issues. Today's post was shared by Kaiser Health News and comes from kaiserhealthnews.org


House Energy and Commerce Committee Chairman Fred Upton declined to give details on the plan. Some Republicans are pushing tax credits and deductions for health care, and others are pushing the idea of "portable" health coverage -- the ability to take your insurance from job to job.

The Associated Press: GOP Lawmakers Ready A Plan To Replace Obama Health Care Law
A Republican House committee chairman says he and two GOP senators are preparing to release a plan for replacing President Barack Obama's health care law. House Energy and Commerce Committee Chairman Fred Upton declined to discuss details Tuesday, but said the proposal will give Republicans a proposal that they can stand behind. The Michigan Republican said he, Senate Finance Committee Chairman Orrin Hatch of Utah and Sen. Richard Burr of North Carolina will unveil their proposal Thursday. (2/3)

The Fiscal Times: New GOP Congress Develops Alternate Health Plans
House lawmakers are planning to vote for a 60th time today to repeal the president’s health care law – a vote that’s legislatively pointless but politically symbolic. Many of the 47 GOP freshmen who were elected last November won at least in part because their constituents were anti-Obamacare. (Ehley, 2/3)

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Tuesday, December 16, 2014

Renee C. Ricciardelli, NJ Judge of Compensation

The Honorable Renee Ricciardelli, Administrative Supervising Judge, Division of Workers’ Compensation, leads a seminar for workers’ compensation attorneys held as part of this year’s celebration of the 100th Anniversary for the New Jersey Division of Workers’ Compensation.
Photo: NJ DOL
Renee C. Ricciardelli, 65, of Columbus, passed away on Thursday, Dec. 11, 2014, at her home.

Born in Trenton, Renee was a lifelong Hamilton Township resident before moving to Columbus 10 years ago. Upon graduation from Temple University and the University of Richmond Law School, she became a tax counselor for the Department of Treasury. On Jan. 1, 1976, Renee was appointed by former mayor, John K. Rafferty, as the Hamilton Township municipal attorney and was the first woman in New Jersey to be appointed to this position.

On Feb. 1, 1985, Renee was appointed by Governor Thomas Kean as a workers' compensation judge for the NJ Department of Labor and Workforce Development. She advanced to administrative supervisory judge several years prior to her retirement in June 2014. She authored the Task Force on the Uninsured Employers Fund in 2003.

She was an original trustee of the Sayen House and Gardens in Hamilton Township and served for several years on the New Jersey Advisory Commission on the Status of Women. Renee was an avid sports fan, especially of the New York Yankees and the New York Giants. She attended several Olympics and could converse on any topic related to sports history.

She enjoyed traveling and took beautiful photos of the sites she visited. She was a lover of nature and animals and supported many charitable organizations dedicated to these causes.

Daughter of the late Valentina (DiGiuseppe) and Angelo M. Ricciardelli, she is survived by her brother and sister-in-law, Charles A. and Jean Ricciardelli of Washington's Crossing, PA; her sister and partner, Janice M. Ricciardelli and Ladd Graham of Pasadena, CA; her niece, Elizabeth Al Binali of Dubai, UAE; her nephews, Charles M. Ricciardelli of Washington, DC and David Ricciardelli of Yorba Linda, CA; her great-nephew, Iain Ricciardelli; her great-niece, Bria Ricciardelli, and several cousins.

A gathering of friends and family will be held on Thursday, Dec. 18, 2014, from 11 a.m. to 12:30 p.m. at the Saul Colonial Home, 3795 Nottingham Way, Hamilton Square, NJ with Words of Remembrance being offered at 12 noon.

In lieu of flowers, contributions may be made in Renee's memory to Wounded Warrior Project, 4899 Belfort Road, Suite 300, Jacksonville, FL 32256 (www.woundedwarriorproject.org) or to the Humane Society of the United States, 2100 L Street NW, Washington DC 20037 (www.humanesociety.org) www.saulfuneralhomes.com Saul Colonial Home 3795 Nottingham Way Hamilton Square, NJ 08690 (609) 587-0170 -

See more at: http://obits.nj.com/obituaries/trenton/obituary.aspxpid=173457505#sthash.4SO4ES65.dpuf

Friday, December 5, 2014

Big Data Offer New Strategy For Public Health Campaigns

Today's post was shared by Kaiser Health News and comes from kaiserhealthnews.org

Chicago health officials had a serious problem. The city had long been trying to attack breast cancer among minorities with a program offering uninsured women free mammograms at Roseland Hospital in the predominantly black South Side. But black women – who are far more likely than white women to die of breast cancer – weren’t getting screened.

Because traditional public health outreach didn’t seem to be working, the city’s Department of Public Health decided to do something new: It turned to a Chicago-based data mining company, Civis Analytics, for help.

Data mining, often employed by political teams and mass marketers, uses statistical analysis to find patterns within large data sets to project trends about individual behavior and demographics.

Bigdata

Civis, a private company with offices in Chicago and Washington, D.C., was formed by members of the data analytics team from President Barack Obama’s re-election campaign. Back then, as campaign staffers, they used their skills to identify Obama voters for a get-out-the-vote effort. Later, after the company was formed, Civis employees worked with Enroll America, a nonprofit group, to find people to sign up for health insurance under the Affordable Care Act.

When Civis teamed up with Chicago’s health department, it moved on to another health-related mission: to help the city refine its outreach for the breast cancer screening program by using its big-data tool box to identify uninsured women...

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Thursday, October 2, 2014

Maine Rolls Back Health Coverage Even As Many States Expand It

Today's post was shared by Kaiser Health News and comes from www.kaiserhealthnews.org
NORTHPORT, Maine – By the time Laura Tasheiko discovered the lump in her left breast, it was larger than a grape. Tasheiko, 61, an artist who makes a living selling oil paintings of Maine’s snowy woods, lighthouses and rocky coastline, was terrified: She had no health insurance and little cash to spare.


Laura Tasheiko, 61, sits in her home in Northport, Maine (Photo by Joel Page for USA TODAY).
But that was nearly six years ago, and the state Medicaid program was generous then. Tasheiko was eligible because of her modest income, and MaineCare, as it is called, paid for all of her treatment, including the surgery, an $18,000 drug to treat nerve damage that made it impossible to hold a paintbrush, physical therapy and continuing checkups.
But while much of America saw an expansion of coverage this year, low-income Maine residents like Tasheiko lost benefits. On Jan. 1, just as the Affordable Care Act was being rolled out nationwide, MaineCare terminated her coverage, leaving her and thousands of others without insurance.
Maine Gov. Paul LePage’s decision to shrink Medicaid instead of expanding it was a radical departure from a decade-long effort to cover more people in this small rural state of farmers, lobstermen, craftsmen and other seasonal workers, which at least until recently, boasted one of the lowest rates of uninsured in the nation.
Maine was the only state ­in New England, and...
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Tuesday, September 30, 2014

Judge agrees not to sanction RI workers’ compensation lawyer

Today's post is shared from providencejournal.com/
A Workers Compensation Court judge agreed Wednesday not to cite   lawyer Stephen J. Dennis with criminal contempt for interrupting her on  Sept. 3.
Dennis spent an hour in a courthouse cell that day, after Associate Judge Janette A. Bertness had him handcuffed and removed from her courtroom. Saying that Dennis was in contempt, Bertness ordered him to  sit in the cell for an hour “to figure out what it means to respect the court,” according to a court transcript.
Amato A. DeLuca, Dennis’s lawyer, appealed to Bertness, saying that a criminal contempt citation would likely harm Dennis’s reputation and potentially affect his ability to practice.
DeLuca said Dennis “was very anxious” as he tried to explain to Bertness why he had failed to appear as scheduled at 10 a.m. that day to represent a client.
Bertness said she would vacate the criminal contempt citation, but noted that she had had “some problems” with Dennis’s explanation of why he was late to court, and that his failure to appear and show up on time “is awful – that’s just terrible” for the client.
She also noted that Dennis “had interrupted eight times.”
Dennis also apologized.
“I did not intent to challenge your authority. I did not mean to …” Dennis said. “I did make a mistake but that was unintentional.” He added, “I think that what we do is good, and honorable...
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Monday, September 22, 2014

WellPoint Sees Small Employers Dropping Health Coverage

Complicating the health insurance scene is the fact that injured workers who been denied workers' compensation benefits might have no safety net under Obamacare. As the system rolls out, in those situations, the states with slow disposition rates of workers' compensation claims will become fertile jurisdictions for workers' compensation reform to remedy this injustice. Today's post was shared by Kaiser Health News and comes from capsules.kaiserhealthnews.org

As the nation prepares to roll out the next phase of Obamacare, the second biggest medical insurer said Wednesday that it expects to lose members in health insurance plans sponsored by smaller employers.
“I would not call it an academic assumption at this point,” WellPoint chief financial officer Wayne DeVeydt said on a conference call with stock analysts. “We continue to see small group attrition accelerate even more as we get to the back half of the second quarter. And we expect that to continue.”
The lost customers aren’t just signing up with WellPoint rivals, according to DeVeydt. “Some of it is going into the uninsured ranks,” he said. At the same time, WellPoint expects membership gains in self-insured employer plans and in the kind of individual plans that will be sold in subsidized exchanges starting Oct.
The Obama administration recently postponed enforcement of a requirement that employers with 50 employees or more offer health coverage next year or face fines. But the...
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Saturday, September 6, 2014

3 Reasons Congress Should Renew TRIA

The Terrorism Risk Insurance Act (TRIA), enacted to re-insure insurance companies against terrorism losses is about to sunset. Today's post is shared from insurancejournal.com/

U.S. insurance markets, like the rest of the nation, were caught off guard by the Sept.11, 2001 terrorist attacks. Loss of life and property led to an estimated $32.5 billion dollars in insured losses – $43 billion in 2013 dollars – the largest amount ever to that point. Following that, terrorism risk insurance became either extremely expensive or unavailable.

Congress responded by passing the Terrorism Risk Insurance Act (TRIA) in 2002. The act provides government support for the commercial terrorism insurance market through mechanisms for spreading losses across the nation’s policyholders and using government funds to cover the most extreme losses. This has helped keep terrorism risk insurance affordable for businesses.

Congress extended the act in 2005 and again in 2007. However, with the program set to expire this year, Congress had to revisit a crucial question: What is the appropriate government role in terrorism insurance markets? The Rand Corp., a nonpartisan, nonprofit research organization, recently identified three emerging themes:

1.) The act’s expiration could increase federal spending following terror attacks. Many experts predict that the act’s expiration would increase the price and reduce the availability of terrorism coverage, resulting in a reduction in the number of businesses with terrorism coverage. If this occurred, more attack losses would go uninsured. This would increase demand for disaster assistance in the event of an...


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