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Wednesday, December 23, 2015

Should Workers' Compensation Be In The Wellness Business?

A recent study indicate that wellness programs are exceptionally important. Employers and workers' compensation insurance companies would be wise to follow this initiative.

One out of every four dollars employers pay for health care is tied to unhealthy lifestyle choices or conditions like smoking, stress and obesity, despite the fact that most large employers have workplace wellness programs.

In the largest study of its kind, researchers from the University of Michigan looked at 10 modifiable health risks in roughly 223,500 people across seven industries, said Michael O'Donnell, first author on the study and director of the U-M Health Management Research Center at the School of Kinesiology. 
Modifiable risks are conditions or behaviors that employees can improve or eliminate by making healthier choices. Obesity was most prevalent and cost employers the most money, followed by stress and use of mood-altering drugs. Other risks included seatbelt use, exercise, tobacco and alcohol use, blood pressure and cholesterol. 
The results illustrate the substantial savings employers might realize by reducing or eliminating those risks through workplace wellness programs, O'Donnell said.
"There are hundreds of well-designed programs, but thousands of programs that are too superficial to have an impact," O'Donnell said. "The best programs increase awareness about the link between lifestyle and health, motivate people to change and build the skills necessary to do so, and provide opportunities to practice a healthy lifestyle." 
The goal of wellness is to prevent disease from occurring in a way that saves money, O'Donnell said. Many previous studies have shown that successful wellness programs result in healthier employees and save more in medical care than they cost to design and implement. 
"Employee wellness programs are a win-win for employers and employees. If employees improve their lifestyle, they feel better and reduce their chances of getting sick," O'Donnell said. "Costs go down for employers and their employees, or at least costs do not increase as much as they would otherwise."
Click here to read the entire article shared from Science Daily-- University of Michigan. "Unhealthy choices cost company health care plans billions of dollars." ScienceDaily. ScienceDaily, 10 December 2015.