The Sun-Belt States, lead by Florida, are now reporting a huge upswing in US-COVID reinfection rates. Implementation of rapid return to work scenarios, and lackadaisical attitudes by 14-50 year olds in failing to adhere to social distancing and use of face masks, is now causing a massive increase in COVID hospitalizations and deaths. The new modeling prediction is going to create further uncertainty as to financial stability in the workers' compensation arena going forward.