A data-driven examination of seven years of workers' compensation trends reveals encouraging progress—and work still needs to be done.
A data-driven examination of seven years of workers' compensation trends reveals encouraging progress—and work still needs to be done.
The American healthcare system is approaching a breaking point that will have profound implications for employers and workers' compensation insurers. As healthcare costs spiral out of control and insurance becomes increasingly unaffordable, a growing number of workers are entering the workplace with untreated medical conditions that will significantly amplify the severity and cost of work-related injuries.
Under the Democratic leadership of Governor Phil Murphy, New Jersey began a distinct, liberalizing shift in the application of its Workers' Compensation statute. Rather than a total systemic overhaul, the Murphy administration enacted targeted legislation that expanded coverage and lowered the burden of proof for key segments of the workforce.
Most people in the United States look forward to Daylight Saving Time (DST) every spring. We lose an hour of sleep but gain an extra hour of evening sunshine. While the sunnier evenings are enjoyable, the biannual switch to DST continues to pose a significant and measurable danger to workplace safety, a risk confirmed by over a decade of research.
Understanding the Latest Workers' Compensation Changes and Second Injury Fund Adjustments
The New Jersey Department of Banking and Insurance has approved significant changes to workers' compensation rates effective January 1, 2026, bringing mixed news for employers across the Garden State. While overall rates are decreasing, the Second Injury Fund contribution has increased notably, impacting the bottom line.