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Monday, February 2, 2015

Consumer group responds to introduction of asbestos legislation, HR 526

Upon the reintroduction of the Furthering Asbestos Claims Transparency Act in the U.S. House of Represeem through increased transparency, National Consumers League Executive Director Sally Greenberg has issued the following statement:

“The FACT Act of 2015 is a misguided attempt to derail the important work of the asbestos bankruptcy fund. This bill, if passed, would put the burden on some of the most vulnerable Americans—victims of asbestos-related illnesses—in their quest to achieve fair settlements for harms made against them. The FACT Act would unfairly give insurers the upper hand regarding asbestos claims and that is wrong. We urge Congress to stop this bill in its tracks.” 

H.R. 526,  purports to reduce fraud in the asbestos bankruptcy trust system.
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Thursday, January 29, 2015

New Clues on Google’s Plans for Insurance




The Google Compare auto insurance shopping site has been up and running in the United Kingdom for two years.
The Google Compare auto insurance shopping site has been up and running in the United Kingdom for two years.

The insurance industry takes it for granted that Google will soon introduce its Google Compare auto insurance shopping site, which has been in Britain for two years, in the United States. Yet, despite a whole lot of spadework, the effort has continuously been delayed.
But in a note on Thursday, Ellen Carney, an analyst with Forrester Research, produced a summary of where the operation stands. Ms. Carney used the fact that a Google employee recently became a licensed insurance agent on behalf of a presumed Google competitor to speculate that the effort might be delayed because Google was about to buy (or has already bought) a San Francisco insurance agency as a means of entering the California market.
“As late as last month the site was expected to launch in California, to be followed in Q1 2015 with likely launches in Illinois, Pennsylvania, and Texas. Last I heard was that California pilot wouldn’t begin until sometime in Q1,” Ms. Carney wrote, speaking about Google Compare’s presumed introduction in the United States.
According to Ms. Carney, Google has spent more than two years pitching insurance companies on Google Compare, a site that aims to let people do an easy comparison of auto insurance rates. In Britain, the site has shoppers enter their license and registration number, after which Google presents a list of insurance...
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Wednesday, January 28, 2015

Looking Back: Nellie Kershaw-The First Reported Asbestos Victim


Nellie Kershaw.jpg
Nellie Kershaw (c. 1891 – 14 March 1924) 
Today's post is shared from wikipedia.org/
Nellie Kershaw  was an English textile worker from Rochdale, Greater Manchester. Her death due to pulmonary asbestosis was the first such case to be described in medical literature, and the first published account of disease attributed to occupational asbestos exposure.[1][2] Before his publication of the case in the British Medical Journal, Dr William Edmund Cooke had already testified at Kershaw's inquest that "mineral particles in the lungs originated from asbestos and were, beyond reasonable doubt, the primary cause of the fibrosis of the lungs and therefore of death".[3] Her employers, Turner Brothers Asbestos, accepted no liability for her injuries, paid no compensation to her bereaved family and refused to contribute towards funeral expenses as it "would create a precedent and admit responsibility".[4] She was buried in an unmarked pauper's grave.[5] The subsequent inquiries into her death led to the publication of the first Asbestos Industry Regulations in 1931.
Nellie Kershaw was born to Elizabeth and Arthur Kershaw in Rochdale in 1891. In 1903 she left school, aged 12, to take up employment in a cotton mill and 5 months later began working at Garsides asbestos mill.[1][2] She transferred to Turner Brothers Asbestos on 31 December 1917, where she was employed as a rover, spinning raw asbestos fibre into yarn.[2][6] She was married to Frank Kershaw, a...
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Death held "Good Cause" NJ App Div Reverses Trial Court of Compensation & Reinstates claim - Unreport Dec http://buff.ly/1z1KqXg  #WorkComp

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Monday, January 26, 2015

US Supreme Court Rules Health Care Benefits Are Subject to Strict Contractual Interpretation

The Supreme Court reviewed the contractual limitations of health care benefits for retired workers and ruled that benefits may not continue until the death of the employee. It did not accept that a presumption of coverage exists. 
Health care coverage has become a more costly benefit because of expensive treatment and pharmaceutical protocols, as well as increased longevity. This decision will influence lifetime medical coverage and will ancillary impact settlement negotiations involving workers' compensation insurance medical benefits.

Today's post is shared from scotusblog.com/


"Monday’s decision in M&G Polymers USA, LLC v. Tackett resolves a dispute about the vesting of health-care benefits under a collective bargaining agreement. Neither the Employee Retirement Income Security Act nor the National Labor Relations Act obligates employers to provide health-care benefits, but of course employers often do, and their commitments to provide those benefits often appear in collective-bargaining agreements. As so many companies struggle to deal with the overhang of providing employee benefits to long-retired employees, it should be no surprise that employers are pressing harder and harder to limit those obligations. Hence the litigation at hand.

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When Home And Health Are Just Out Of Reach

Today's post was shared by Kaiser Health News and comes from kaiserhealthnews.org

Donna Giron is frail. She has Crohn’s disease and uses a wheelchair to get around because walking exhausts her.
But she doesn’t want to be in the nursing home where she has lived since May.
Giron, 65, is looking to rent a small house in the industrial town in the Cleveland suburbs where she grew up. Using federal funds from a special project, thousands of elderly and disabled nursing home residents have been able to move into their own homes in recent years. The experimental project has reached people in 44 states, including more than 5,400 in Ohio. It connects people to the medical and living support they need to move into private homes, so that they can live independently.
But often the housing is the sticking point. Giron doesn’t have family members who could take her in, so she’s house-hunting. As she tours one likely prospect, she manages to get out of her wheelchair to maneuver down some stairs; at the bottom, Giron looks out a window at the front porch and says she can picture herself sitting outside watching the neighborhood.

Donna Giron wheels through the halls of the nursing home she's lived in since May. Finding an affordable home of her own has been difficult. (Photo by Sarah Jane Tribble/WCPN)
Donna Giron wheels through the halls of the nursing home she’s lived in since May.
Finding an affordable home of her own has been difficult.

(Photo by Sarah Jane Tribble/WCPN)


Then, she sees the kitchen.
“Oh, we even got a dishwasher! Oh, my goodness gracious. Yeah, I want this one. I want this one,” she says, laughing.
Despite her health problems, Giron feels out of place in the nursing home, where many...
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Sunday, January 25, 2015

Safety Alert: Major US Winter Storm Headed to East Coast-Blizzard Conditions Predicted


NJ: State of Emergency Declared-State Offices Closed - Click here to read the announcement (1-26-15)

With an impending major winter storm headed for the northeast, workers and employers should review the precautions issued by the US Center for Disease.

A clipper system will evolve into a coastal storm bringing snow from the Ohio Valley to the northeastern states.

The amplified pattern across the nation will continue which features a broad upper trough extending over the eastern half of the U.S. Meanwhile, a rex block is expected across the West which indicates a ridge is bounded to the south by a closed upper low. The deep upper trough stretching from the Great Plains eastward to the Eastern Seaboard will allow a series of disturbances to dig through the Ohio/Tennessee Valleys and eventually into the Mid-Atlantic. The initial system which spread wintry precipitation to sections of the Northeast is departing into the Canadian Maritimes. While snow has ended across New England, gusty winds continue given the strength of the surface cyclone. In its wake, a very brief lull in the pattern is noted with the next system currently advancing through the Middle Mississippi Valley. This clipper system will initially be rather moisture deprived which is the typical nature of these systems. 

This should spread an area of 2 to 6 inches of snow to the Ohio Valley. As the upper trough amplifies across the lower Tennessee Valley on Sunday evening, a coastal low is forecast to develop which will significantly increase the moisture available to the storm. This will ultimately raise the snowfall totals across the Mid-Atlantic along with the southern half of New England. Currently, the WPC winter weather desk is expecting 4 to 8 inches over the Maryland Panhandle into southern Pennsylvania while a swath of 6 to 12 inches will be possible from New Jersey up to eastern Massachusetts. 

All amounts are through Tuesday morning with snow continuing to fall across the Upper Mid-Atlantic and New England afterward. In addition to the heavy snow prospects, a tightening pressure gradient will lead to gusty winds which may bring blizzard conditions to sections of the affected area. Over the Central U.S., expect well above normal temperatures to prevail across Northern Rockies along with the Great Plains region. This is in response to a persistent downslope flow which will significant warm the surface temperatures east of the higher terrain. 

The current forecast anomalies suggest readings of 20 to 30 degrees above normal which would translate to highs nearing 70 across the Central High Plains on Monday. Elsewhere in the nation, a secondary clipper system is expected to cross the Upper Great Lakes spreading light snowfall accumulations on Monday. 

Looking to the southwestern states, the earlier mentioned closed low will lift northward from the subtropical East Pacific. Enhanced moisture combined with strong vertical lift will spread a hefty batch of rainfall to the Desert Southwest on Monday and Tuesday. Widespread rainfall amounts of 0.25 to 0.50 inches are likely with heavier amounts in the local terrain.