Bay Area residents were awakened last night to a 6.0 earthquake in Napa. News reports indicated that Napa County’s old courthouse was among the downtown buildings sustaining major damage. For many years, California has been lucky in not having an earthquake that caused widespread loss of life. But what if a major earthquake struck during work hours, killing or severely injuring scores of workers in a facility operated by one of California’s public entities? Such a scenario is clearly not out of the question, as schools, courthouses, hospitals, municipal administration buildings and other large structures are located in at-risk fault zones up and down California. Such structures could also be at risk for a terrorist incident. Hospitals could be at risk for a severe infectious disease incident. Many California public entities are self-insured. How would they deal with a widespread catastrophic incident? Thinking about this made me turn to a recent study that is currently posted on the CHSWC site for public comment. The study, titled “California Public Sector Self-Insurance” (link to the study can be found at the end of this post) was produced by Mark Priven, an actuary with Bickmore Consulting. Priven’s study examines many aspects of public sector workers’ comp insurance in California, including a section on solvency. Recent municipal bankruptcies of cities such as Vallejo and Stockton have not resulted in defaults on workers’ comp... |
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Showing posts with label Earthquake. Show all posts
Showing posts with label Earthquake. Show all posts
Wednesday, August 27, 2014
IF THINGS GO VERY WRONG
Wednesday, August 24, 2011
What to Do During an Earthquake
Workers' Compensation provides for benefits for workers who suffer injuries, physical and emotional, from natural disasters such as earthquakes, floods, storms. The recent earthquake in the northeast US highlights that workers become aware of what to do in case a hurricane strikes.
Stay as safe as possible during an earthquake. Be aware that some earthquakes are actually foreshocks and a larger earthquake might occur. Minimize your movements to a few steps to a nearby safe place and if you are indoors, stay there until the shaking has stopped and you are sure exiting is safe.
Stay as safe as possible during an earthquake. Be aware that some earthquakes are actually foreshocks and a larger earthquake might occur. Minimize your movements to a few steps to a nearby safe place and if you are indoors, stay there until the shaking has stopped and you are sure exiting is safe.
If indoors
DROP to the ground; take COVER by getting under a sturdy table or other piece of furniture; and HOLD ON until the shaking stops. If there isn’t a table or desk near you, cover your face and head with your arms and crouch in an inside corner of the building.
Stay away from glass, windows, outside doors and walls, and anything that could fall, such as lighting fixtures or furniture.
Stay in bed if you are there when the earthquake strikes. Hold on and protect your head with a pillow, unless you are under a heavy light fixture that could fall. In that case, move to the nearest safe place.
Use a doorway for shelter only if it is in close proximity to you and if you know it is a strongly supported, loadbearing doorway.
Stay inside until the shaking stops and it is safe to go outside. Research has shown that most injuries occur when people inside buildings attempt to move to a different location inside the building or try to leave.
Be aware that the electricity may go out or the sprinkler systems or fire alarms may turn on.
DO NOT use the elevators.
If outdoors
Stay there.
Move away from buildings, streetlights, and utility wires.
Once in the open, stay there until the shaking stops. The greatest danger exists directly outside buildings, at exits and alongside exterior walls. Many of the 120 fatalities from the 1933 Long Beach earthquake occurred when people ran outside of buildings only to be killed by falling debris from collapsing walls. Ground movement during an earthquake is seldom the direct cause of death or injury. Most earthquake-related casualties result from collapsing walls, flying glass, and falling objects.
If trapped under debris
Do not light a match.
Do not move about or kick up dust.
Cover your mouth with a handkerchief or clothing.
Tap on a pipe or wall so rescuers can locate you. Use a whistle if one is available. Shout only as a last resort. Shouting can cause you to inhale dangerous amounts of dust.
Following the earthquake, if you have suffered an injury, physical and emotional, seek medical attention and provide a report to your employer that you have been injured and seek workers' compensation benefits.
For over 3 decades the Law Offices of Jon L. Gelman 1.973.696.7900 jon@gelmans.com have been representing injured workers and their families who have suffered occupational accidents and illnesses.
DROP to the ground; take COVER by getting under a sturdy table or other piece of furniture; and HOLD ON until the shaking stops. If there isn’t a table or desk near you, cover your face and head with your arms and crouch in an inside corner of the building.
Stay away from glass, windows, outside doors and walls, and anything that could fall, such as lighting fixtures or furniture.
Stay in bed if you are there when the earthquake strikes. Hold on and protect your head with a pillow, unless you are under a heavy light fixture that could fall. In that case, move to the nearest safe place.
Use a doorway for shelter only if it is in close proximity to you and if you know it is a strongly supported, loadbearing doorway.
Stay inside until the shaking stops and it is safe to go outside. Research has shown that most injuries occur when people inside buildings attempt to move to a different location inside the building or try to leave.
Be aware that the electricity may go out or the sprinkler systems or fire alarms may turn on.
DO NOT use the elevators.
If outdoors
Stay there.
Move away from buildings, streetlights, and utility wires.
Once in the open, stay there until the shaking stops. The greatest danger exists directly outside buildings, at exits and alongside exterior walls. Many of the 120 fatalities from the 1933 Long Beach earthquake occurred when people ran outside of buildings only to be killed by falling debris from collapsing walls. Ground movement during an earthquake is seldom the direct cause of death or injury. Most earthquake-related casualties result from collapsing walls, flying glass, and falling objects.
If trapped under debris
Do not light a match.
Do not move about or kick up dust.
Cover your mouth with a handkerchief or clothing.
Tap on a pipe or wall so rescuers can locate you. Use a whistle if one is available. Shout only as a last resort. Shouting can cause you to inhale dangerous amounts of dust.
Following the earthquake, if you have suffered an injury, physical and emotional, seek medical attention and provide a report to your employer that you have been injured and seek workers' compensation benefits.
For over 3 decades the Law Offices of Jon L. Gelman 1.973.696.7900 jon@gelmans.com have been representing injured workers and their families who have suffered occupational accidents and illnesses.
Related articles
- Employers Risks Increase From Cell Phone Use (workers-compensation.blogspot.com)
- The Setoff Nightmare: The Pension Well Runs Dry (workers-compensation.blogspot.com)
- An Employer Is Responsible To Compensate For Pain (workers-compensation.blogspot.com)
- 3 Ways Infections Become Compensable in Workmens Comp (workers-compensation.blogspot.com)
- A look at earthquake insurance coverage by state (seattlepi.com)
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