"Why The Roberts Court’s Anti-Consumer Decisions Are Even Worse Than They Seemed" The Consumer Financial Protection Bureau has a new study out that tells us why these clauses are even worse: Consumers almost never use arbitration. Out of tens of millions of people subject to arbitration clauses in agreements for credit cards, loans, checking accounts, and other financial transactions, only 900 people used arbitration between 2010 and 2012. During that same period, and even with so many contracts prohibiting court challenges, consumers filed more than 3,000 federal court cases on credit card disputes alone, including more than 400 class action lawsuits, each involving potentially millions of consumers, according to CFPB Director Richard Cordray. “One... |
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Showing posts with label Consumer. Show all posts
Showing posts with label Consumer. Show all posts
Sunday, December 15, 2013
Why The Roberts Court’s Anti-Consumer Decisions Are Even Worse Than They Seemed
Saturday, October 19, 2013
Target unveils sweeping changes to product safety standards
The big-box retailer has revealed details of its new Sustainable Product Standard, a program to assess the safety of more than 7,500 household cleaners and beauty, cleaning and baby care products sold in Target's 1,700-plus stores. Target's crackdown on hazardous chemicals and its tough demands on the largely unregulated personal care products industry is yet another landmark in the movement for safer consumable goods, a global phenomenon driven largely by consumers and activist groups. "Consumer demand for transparency and safer products has grown too loud for companies to ignore," said Stacy Malkan, a co-founder of the San Francisco-based Campaign for Safe Cosmetics, which last month pressured Target to sell safer beauty products. "The largest retailers are now, for the first time, indicating in a very public way that they want their vendors to move away from the most hazardous chemicals and be more forthcoming about what's in their products." Target also will collaborate with the campaign, a coalition of environmental and health organization, to create new safety standards for rating cosmetics beginning in 2014. The personal care products industry maintains all its goods... |
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Friday, October 4, 2013
Schneider Electric Recalls APC Surge Protectors Due to Fire Hazard
Consumers should stop using this product unless otherwise instructed. It is illegal to resell or attempt to resell a recalled consumer product.
The U.S. Consumer Product Safety Commission (CPSC) is still interested in receiving incident or injury reports that are either directly related to this product recall or involve a different hazard with the same product. Please tell us about your experience with the product on SaferProducts.gov CPSC is charged with protecting the public from unreasonable risks of injury or death associated with the use of the thousands of consumer products under the agency's jurisdiction. Deaths, injuries and property damage from consumer product incidents cost the nation more than $900 billion annually. CPSC is committed to protecting consumers and families from products that pose a fire, electrical, chemical or mechanical hazard. CPSC's work to ensure the safety of consumer products - such as toys, cribs, power tools, cigarette lighters and household chemicals - contributed to a decline in the rate of deaths and injuries associated with consumer products over the past 30 years. Federal law bars any person from selling products subject to a publicly-announced voluntary recall by a manufacturer or a mandatory recall ordered by the Commission. To report a dangerous product or a product-related injury go... |
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Saturday, September 21, 2013
Details Lacking on Prescription Drug Coverage in New Health Law
Among the most troubling questions facing consumers as they shop for insurance under the Obama administration’s new health care law is whether the plans will cover the drugs they take — and how much they will have to pay for them.
But with less than two weeks remaining until enrollment opens on Oct. 1, the answers are still elusive and anxiety is growing for consumers whose well-being depends on expensive medications.
States running the marketplaces where the plans will be offered have not released details about which drugs will be covered. Insurers have said little about how much consumers will be asked to contribute or what types of restrictions will be placed on certain medicines. Of the few states that have revealed specifics, some have plans that will require patients to contribute as much as 50 percent of the cost of the most expensive drugs.
“I’ve got to be honest and say I’m a little bit nervous,” said Jessica Thomas, a mental health counselor in North Carolina who takes the drug Tecfidera to treat her multiple sclerosis.
Ms. Thomas, 34, has been enrolled for two years in a program for people with expensive medical conditions that is run by North Carolina. But that program is ending in December, and she must select a new plan in the state marketplace. At the top of her mind is how much she will have to pay for Tecfidera, which costs more than $4,000 a month. “I think that’s the hard thing right now is that it’s...
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